Mortgage. Mortgage loan features

The term “mortgage” came from the Greek language and in translation means a pledge. If we talk about mortgages, in relation to real estate, then we are talking primarily about the loan, which is issued on the security of real estate. If the loan is not returned, the bank sells the collateral Continue Reading

All about mortgage

Real estate in the United States of America can be purchased on credit. The interest rate on mortgages in the United States is lower than in Russian banks. But for foreigners, American lenders have special credit conditions. Conditions for obtaining a mortgage in the US In America, there are two mortgage lending Continue Reading

MORTGAGES IN RUSSIA AND THE USA: SIMILARITIES AND DIFFERENCES

Mortgage rates in the United States are among the lowest in the world – from 3% to 7%. The size of the rate is affected by the state of the economy, political changes and other factors. Between 2016 and 2017, the rate increased by 0.7% due to the presidential elections and amounted Continue Reading

Mortgages in the United States for Americans and foreigners

As you know, one of the main components of the American dream is nothing but your own home. It’s no secret that the United States of America is among the most profitable countries in the field of lending, especially mortgage. Low interest rates on loans, loyal attitude to borrowers and a high Continue Reading

Mortgage in the US can be taken remotely, but is it worth it?

Mortgages in America are far from the cheapest in the world: the smallest annual loan rates in Japan, Switzerland, and the rest of the Eurozone countries. However, its conditions seem more acceptable than in Russia, where the bank interest on a loan today is on average 7–9%. But this is Continue Reading

Mortgage in the USA

The average price of a small Russian apartment ranges from 2-4 million rubles, and when it comes to metropolitan real estate, this figure increases several times. This greatly exceeds the cost of housing in the United States, where a 4-5 room house in most states is bought for 60-150 thousand dollars. Americans, Continue Reading

Mortgage in the US – especially the mortgage in America

Today, most Americans have real estate that was acquired using a mortgage, which indicates that the mortgage in the United States is one of the most popular banking products. This is mainly due to the fact that the level of mortgage rates in this country is considered one of the lowest. Now Continue Reading